Many employees are surprised to learn that their match can be cut, but almost 20% of companies with more than 1,000 employees reduced or eliminated their retirement plan contributions during the Great Recession from 2007 to 2009.
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On days like today, in which all major U.S. stock indexes officially entered a bear market (commonly observed as a 20% decline in value since recent highs), many folks are asking themselves a perfectly reasonable question: “Why do we put up with this wild ride?”
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Bend, OR fee-only financial planner Andy Mardock, MBA, CFP® was quoted in the Business Insider article “8 Ways to Recession-Proof Your Finances, According to Experts.” Read more to learn creative ideas that may help you prepare for the next recession!
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Whether you’ve been investing for decades or are just getting started, at some point on your investment journey you’ll likely ask yourself the questions below.
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The heart of great financial planning lies in identifying and understanding your most intrinsic values and aspirations. In day-to-day life, we simply call these goals.
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Like every other parent, we want to give our favorite tiny human a head start in life. But how do we make that happen? Read on to learn more.
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Andy was recently quoted in the article “Building a Better 401(k)” in Kiplinger’s Personal Finance. Have a read to learn about retirement plan investing, target-date funds, Roth 401(k)s, and more.
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The U.S. stock market has delivered an average annual return of around 10% since 1926. However, returns in any given year have ranged from a gain of over 50% to a loss in excess of 40%.
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