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Credit: Carl Richards https://images.squarespace-cdn.com/content/v1/5c2c3fb4297114a6e7b3ba42/1583973440449-1XTE297QERZH77T5G7CE/2019-12-31+US+Equity+Returns+Following+Sharp+Downturns.jpg Blog - Why Do We Put Up with This Wild Ride? Periods in which cumulative return from peak is -10%, -15%, or -20% or lower and where a recovery of 10%, 15%, or 20% from trough has not yet occurred are considered downturns. For the 10% threshold, there are 3,442 observations for 1-year look-ahead, 3,396 observations for 3-year look-ahead, and 3,345 observations for 5-year look-ahead. For the 15% threshold, there are 3,175 observations for 1-year look-ahead, 3,167 observations for 3-year look-ahead, and 3,166 observations for 5-year look-ahead. For the 20% threshold, there are 2,561 observations for 1-year look-ahead, 2,560 observations for 3-year look-ahead, and 2,560 observations for 5-year look-ahead. 1-year, 3-year, and 5-year periods are overlapping periods. The bar chart shows the average returns for the 1-, 3-, and 5-year period following market declines. Data provided by Fama/French, available at mba.tuck.dartmouth.edu/pages/faculty/ken.french/data_library.html. Eugene Fama and Ken French are members of the Board of Directors of the general partner of, and provide consulting services to, Dimensional Fund Advisors LP. Short-term performance results should be considered in connection with longer-term performance results. Indices are not available for direct investment. Their performance does not reflect the expenses associated with the management of an actual portfolio. Investing risks include loss of principal and fluctuating value. There is no guarantee an investment strategy will be successful. Dimensional Fund Advisors LP is an investment advisor registered with the Securities and Exchange Commission. https://www.vivifiplan.com/blog/2020/1/3/andy-quoted-in-business-insider monthly 0.5 2020-05-06 https://images.squarespace-cdn.com/content/v1/5c2c3fb4297114a6e7b3ba42/1578083336420-QCVPQLJG2Z9X3UMZDLIB/2020-01-03+Article+Image.png Blog - Andy Quoted in Business Insider! https://www.vivifiplan.com/blog/2019/11/15/a-guide-to-investing-10-key-principles-for-getting-started monthly 0.5 2019-11-25 https://images.squarespace-cdn.com/content/v1/5c2c3fb4297114a6e7b3ba42/1574707846161-07F30RB3745Q1BFYZEFT/2019-11-25+Percentage+of+Top-Ranked+Funds+That+Stayed+on+Top.png Blog - A Guide to Investing: 10 Key Principles for Getting Started https://images.squarespace-cdn.com/content/v1/5c2c3fb4297114a6e7b3ba42/1574709082219-B24GSM2ZOWI779V2C3A5/2019-11-25+%239+-+Messages.png Blog - A Guide to Investing: 10 Key Principles for Getting Started https://images.squarespace-cdn.com/content/v1/5c2c3fb4297114a6e7b3ba42/1574708760141-NO7TTVG4FRAW6RBKE6VR/2019-11-25+%234+-+Growth+of+a+Dollar.png Blog - A Guide to Investing: 10 Key Principles for Getting Started https://images.squarespace-cdn.com/content/v1/5c2c3fb4297114a6e7b3ba42/1574708919836-UVL9O2CRFPXWILUCSP78/2019-11-25+%237+-+Annual+Returns+by+Market+Index.png Blog - A Guide to Investing: 10 Key Principles for Getting Started https://images.squarespace-cdn.com/content/v1/5c2c3fb4297114a6e7b3ba42/1574708827379-F8L4N7JHUX164NPSFQ7X/2019-11-25+%235+-+Dimensions+of+Expected+Return.png Blog - A Guide to Investing: 10 Key Principles for Getting Started https://images.squarespace-cdn.com/content/v1/5c2c3fb4297114a6e7b3ba42/1574709042663-1NKDEED1Z1V6NF5VL50P/2019-11-25+%238+-+Avoid+Reactive+Investing.png Blog - A Guide to Investing: 10 Key Principles for Getting Started https://images.squarespace-cdn.com/content/v1/5c2c3fb4297114a6e7b3ba42/1574708874525-CRFY1RA3TC42FLH8VZSQ/2019-11-25+%236+-+Is+International+Investing+for+Me.png Blog - A Guide to Investing: 10 Key Principles for Getting Started https://images.squarespace-cdn.com/content/v1/5c2c3fb4297114a6e7b3ba42/1574707751918-EJU8F8CECB7LMPS90UWL/US-Based+Mutual+Fund+Performance.png Blog - A Guide to Investing: 10 Key Principles for Getting Started https://images.squarespace-cdn.com/content/v1/5c2c3fb4297114a6e7b3ba42/1574707601169-G8PSFJFQ8MSLIM5ITVFX/2019-11-25+Embrace+Market+Pricing.png Blog - A Guide to Investing: 10 Key Principles for Getting Started https://www.vivifiplan.com/blog/2019/08/31/a-guide-to-goals monthly 0.5 2019-09-03 https://images.squarespace-cdn.com/content/v1/5c2c3fb4297114a6e7b3ba42/1567210896667-G2M8JE7AJCJYFPREUXBF/Bucket+Description.png Blog - A Guide to Goals https://images.squarespace-cdn.com/content/v1/5c2c3fb4297114a6e7b3ba42/1567198741803-Q9P5G3IIQ574R0OKD56J/Goal-Setting+Post+Image.jpg Blog - A Guide to Goals https://images.squarespace-cdn.com/content/v1/5c2c3fb4297114a6e7b3ba42/1567210965328-6LUSYIPX544HC38DSLQD/Give-Take+Sample.png Blog - A Guide to Goals https://images.squarespace-cdn.com/content/v1/5c2c3fb4297114a6e7b3ba42/1567200100092-Q8D4NVE94W5WRT9UMV2O/Bucket.png Blog - A Guide to Goals https://www.vivifiplan.com/blog/2019/08/15/back-to-school monthly 0.5 2019-09-04 https://images.squarespace-cdn.com/content/v1/5c2c3fb4297114a6e7b3ba42/1566514425034-VE7LZZB8GU7QXP0PUSH8/College%2BCost%2BTable.jpg Blog - Back to School: A Tutorial on Investing for Your Kids’ Education Source: The College Board, “Trends in College Pricing 2018.” https://images.squarespace-cdn.com/content/v1/5c2c3fb4297114a6e7b3ba42/1566512881598-2CX6MF8CWGKR4E1P7PUP/Post+Photo.jpg Blog - Back to School: A Tutorial on Investing for Your Kids’ Education https://www.vivifiplan.com/blog/2019/08/01/andyquotedinkiplinger monthly 0.5 2020-05-06 https://images.squarespace-cdn.com/content/v1/5c2c3fb4297114a6e7b3ba42/1566516840515-EKUGGFNJGB3MZMIOA11Z/Article+Image.PNG Blog - Andy Quoted in Kiplinger! https://www.vivifiplan.com/blog/2019/07/15/whats-in-an-average monthly 0.5 2019-09-04 https://images.squarespace-cdn.com/content/v1/5c2c3fb4297114a6e7b3ba42/1566542567593-ZG8J8CW27IFNBJ1SJIF6/S%26P+500+Index+Annual+Returns+%281926+-+2018%29 Blog - What's in an Average? In U.S. dollars. S&P data © S&P Dow Jones Indices LLC, a division of S&P Global. Indices are not available for direct investment. Index returns are not representative of actual portfolios and do not reflect costs and fees associated with an actual investment. Past performance is no guarantee of future results. Actual returns may be lower. https://images.squarespace-cdn.com/content/v1/5c2c3fb4297114a6e7b3ba42/1566543272215-DVKXLZ8J4L44IXMFHGJX/S%26P+500+Frequency+of+Positive+Returns.png Blog - What's in an Average? In U.S. dollars. From January 1926–December 2018, there are 997 overlapping 10-year periods, 1,057 overlapping 5-year periods, and 1,105 overlapping 1-year periods. The first period starts in January 1926, the second period starts in February 1926, the third in March 1926, and so on. S&P data © S&P Dow Jones Indices LLC, a division of S&P Global. Indices are not available for direct investment. Index returns are not representative of actual portfolios and do not reflect costs and fees associated with an actual investment. Past performance is no guarantee of future results. 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